Virtue Solar, a US-based residential solar installation company, has introduced Third-Party Ownership (TPO) solar financing for homeowners in Virginia. The financing option has been announced after the 30% federal residential solar tax credit expired on 31 December 2025. According to the announcement, homeowners previously received about $9,000 in tax benefits for a typical residential solar installation. Under the TPO structure, the solar provider installs and owns the rooftop system while homeowners pay a fixed monthly rate for electricity produced. The system owner is responsible for maintenance, monitoring and repairs throughout the agreement period. TPO providers can still claim the 30% commercial investment tax credit, which remains available under federal policy. Virtue Solar has also reported that Virginia electricity prices increased 13% year-over-year in 2025, with additional increases approved for 2026 and 2027.